Financial Planning for Equity Compensation: RSUs, Company Stock Options, ESPP, NQSOs & ISOs
Whether you work at a tech giant like Google, Apple, or Amazon; in big pharma at a company like Takeda; or at an upstart with an upcoming or recent IPO, equity compensation is a key part of your wealth. Make sure it's working as hard as you are.
Ametrine Wealth provides personalized, fiduciary financial planning for high-achieving women navigating stock-based compensation and complex financial decisions.
Ametrine Wealth provides personalized, fiduciary financial planning for high-achieving women navigating stock-based compensation and complex financial decisions.
FEATURED IN
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You need more than just your dad's financial advisor
You know the kind of financial advisor I'm talking about.
When you've built a considerable portion of your wealth through something like RSUs or equity compensation, you can't leave planning for your future up to someone who doesn't get you.
You need someone who understands your stock, your company, your goals, and how they all fit together in your life as a high-achieving woman.
When you've built a considerable portion of your wealth through something like RSUs or equity compensation, you can't leave planning for your future up to someone who doesn't get you.
You need someone who understands your stock, your company, your goals, and how they all fit together in your life as a high-achieving woman.
Equity comp? You've probably asked these questions...
WHEN DO I EXERCISE MY STOCK OPTIONS OR SELL MY RSUs
Am I over-concentrated in company stock?
WHAT STOCK EVENTS AFFECT MY TAXES?
How we help
Our process of creating your financial plan begins with an introductory meeting to understand your unique goals and values. We then schedule follow-up meetings to develop a comprehensive written report and presentation with tailored recommendations and actionable steps.
Stock
Your equity comp is central to your wealth – and our planning process.
Taxes
We proactively plan for taxes so you're not overpaying or surprised.
Risk
Does your comfort level align with how you're actually invested?
Life
A plan that doesn't reflect your goals and values belongs in the shredder.
ABOUT THE ADVISOR
Carla Adams, CFP®
With more than 15 years of experience in the wealth management industry, Carla founded Ametrine Wealth with the vision of helping people–particularly women–take control of their financial futures. She prides herself on creating a compassionate, trusting environment for clients and removing the barriers that keep people from setting and achieving their financial goals. Carla’s clients value her financial planning insight, ability to break down complex topics, attention to detail, and approachable demeanor.
Originally from Massachusetts, Carla initially envisioned a career in science. She graduated magna cum laude from Washington and Lee University and received a Masters in chemistry from Northwestern University. However, long hours in the lab made her realize her preference for engaging with people over compounds, and she decided to put her analytical skills to use in the financial sector. Carla holds an MBA in Finance and General Management from the University of Chicago Booth School of Business and is a Certified Financial Planner Practitioner™.
Carla lives in Lake Orion with her husband, Jarod, and her two greatest accomplishments, daughters Brinley and Chloe.
Originally from Massachusetts, Carla initially envisioned a career in science. She graduated magna cum laude from Washington and Lee University and received a Masters in chemistry from Northwestern University. However, long hours in the lab made her realize her preference for engaging with people over compounds, and she decided to put her analytical skills to use in the financial sector. Carla holds an MBA in Finance and General Management from the University of Chicago Booth School of Business and is a Certified Financial Planner Practitioner™.
Carla lives in Lake Orion with her husband, Jarod, and her two greatest accomplishments, daughters Brinley and Chloe.
What working together looks like
DISCOVERY CALL
I learn more about your financial picture, and you learn about how I work with clients to determine if we're a good fit.
PErsonalized Planning Process
Together, we make sure all of the different parts of your financial life are efficiently working together toward your goals through a comprehensive financial and investment management plan.
ONGOING SUPPORT & PLANNING
Finishing the initial plan doesn't mean life stops happening. As an ongoing client, we'll regularly meet and continue to shape your plan to meet you where you are today.
Frequently asked questions
What is a fee-only financial advisor?
What is a fee-only financial advisor?
As a fee-only advisor, the only compensation Ametrine receives is what our clients pay us directly for the services they receive. There are no commissions, no kickbacks, and no products that we are trying to sell. We provide clients with full cost transparency, as it enables us to be in full alignment with our clients’ best interests.
What is a fiduciary?
What is a fiduciary?
A fiduciary has the LEGAL obligation to always put the clients’ interest ahead of their own and disclose any possible conflicts of interest. Not all advisors are fiduciaries; they simply fulfill the “suitability” requirement, meaning they just have to make sure their recommendations are “suitable” given the client’s age, goals, resources and risk tolerance.
Can I work with you if I don’t live in Michigan?
Can I work with you if I don’t live in Michigan?
Yes! We are able to work with clients living anywhere in the US, as well as US citizens living overseas, as long as they have a US non-PO Box mailing address.
Why do I need a financial advisor?
Why do I need a financial advisor?
Many clients we’ve worked with are fully capable of researching financial planning and investment strategies on their own. However, most people don't have the time (or desire) to sort through all of the information available and have the assurance they're taking the best course. We hold clients accountable to implement plans, ensuring financial planning doesn't fall to the backburner.
How do I know if Ametrine Wealth is the best fit for me?
How do I know if Ametrine Wealth is the best fit for me?
Schedule a free, no-pressure consultation. You can also check out our videos and posts on Instagram and to see if we might be a good personality fit for you.
What can I expect during an initial consultation?
What can I expect during an initial consultation?
The initial consultation can really go however you want it to go. Typically we like to take the time to listen and learn about you, what you are looking for in a financial advisor and what you hope to achieve financially and in life. This is also your opportunity to ask us any and all questions you have. If you would like to send us any financial statements or other information ahead of time to review and give you our thoughts, we are happy to do so, but certainly not a requirement.
Ready to start the conversation?
Let's take the first step to building a plan around your equity compensation.
There's no cost to an introductory call and no obligation to work together. This is just an opportunity to learn more about your financial picture and see if we'd be a good fit.
There's no cost to an introductory call and no obligation to work together. This is just an opportunity to learn more about your financial picture and see if we'd be a good fit.
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